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soon the end of the green dot?

This Tuesday, Economy Minister Bruno Le Maire confirmed that he is working with his interior counterpart for the abolition of the green sticker.

This is (normally) a staple of any windshield. However, the green dot – the car insurance certificate – could live out its final months. The Ministries of the Economy and the Interior are in fact working on removing this leaflet, annual proof that the vehicle is well insured.

“A Shock of Simplification”

“We are working with Interior Minister Gerald Darmanin to remove this little green sticker that you have to stick behind the windshield and which shows that you are well insured so that it is dematerialized,” Bruno Le Maire confirmed this Tuesday, at a press conference in Bercy with the Inflation Insurance Federation.

It is a simplification shock for our compatriots and at the same time it is a cost that is reduced, so I hope that we will be able in the year 2023 with Gerald Darmanin to announce the definitive removal of this green sticker “, added the Minister.

If successful, this abolition does not mean the end of compulsory car insurance, quite the contrary. “This little green card, the insurance certificate, is no longer needed, because we have a file of insured vehicles (FVA) that is much more effective in the fight against insurance fraud,” Bruno Le Maire Françoise Lustman, President of France Insurers, pointed out on the side.

A file shared with the police

This dossier was established in 2016 and is fed directly by the insurers. The file then specifies the vehicle registration, the name of the insurer, the number of the insurance contract and its validity. This allows you to theoretically have all the insurance guarantees linked to each registered vehicle in real time.

“Insurance companies must communicate the information provided within 72 hours of signing or termination of the motor liability guarantee”, reads the Allianz insurer’s website.

Since 2019, law enforcement agencies can consult this file to verify that a vehicle is adequately insured. “Historically the vignette and the green card served as proof for the insurance. The FVA is 99% reliable, much more than the green card and vignette system. For example, a motorist who cancels during the year can keep for several months its windshield sticker while the file is updated daily”, specified the president of France Assureurs in May Argo insurance.

Removing the green dot would also have an ecological impact. SecondArgo insurance50 million insurance certificates are printed every year.

Pauline Ducamp

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