According to a study by Assurland.com, a well-known online insurance comparison site, the average cost of insuring a motorized two-wheeler all year round would be 583 euros in 2021.
Assurland.com has published a study, carried out in October 2021, which is based on data collected by the famous price comparison site. In order to carry out this survey, this online insurance comparison site analyzed more than 80,000 motorized two-wheeler insurance quotes. Given this volume, we can give credence to this study. It deserves to be interested.
On average it is 583 euros per year to insure a motorized two-wheeler
According to Assurland.com, the average amount to insure a motorbike/scooter in France in 2021 would be 583 euros per year compared to 602 euros in 2020 and 597 euros in 2019. Specifically, and again at the national average rate, for an owner of 50 cm3 the average cost is 472 euros a year, while for a motorcycle of 1000 cm3 or more the insurance should cost 600 euros. A very high cost for a 50 cm3 category (moped) which can be explained by an equally high risk of theft/accident.
For the 125cc (A1/B licence) the average cost of the insurance is 375 euros per year.
Again according to the study by the online comparator, the choice of the level of protection also varies according to the cylinder capacity of the two-wheeler: as we imagined, the greater the cylinder capacity, the greater the insurance coverage, even uphill.
It’s also good to call back in case your insurance is more expensive than average that from 1 January 2015, thanks to the Hamon law, you can change insurance without penalties and trial after a year of commitment. Look at your contract, your coverage, compare before leaving your insurer.
The most sought-after brands on Assurland are also those that make up the motorcycle and scooter market in France.
The study also indicates the choices of users who turn to the online comparator. It is no coincidence that the brands that stand out the most are obviously the reference brands on the market: Honda, Yamaha, BMW, Kawasaki, Piaggio, etc.
Gender is also an important factor and some models are liked more by women, others by men. For example, BMW collects a lot of intentions from men. Another example is that many Piaggio quotes are recorded by women.
The models acclaimed by men are the Yamaha XMAX scooter, the BMW R1250GS and the Yamaha MT-07. In this regard, it should be noted that these three models are widespread. They are also very present on the second-hand market and therefore it is not surprising to find them very well positioned in this analysis. However, if many people try to compare the prices of insurance on these models, it is also because the premium for them is not insignificant. The three models are also sometimes cited by insurers as being largely subject to theft risk, for example.
Women are moving towards lower commutes and even scooters. The Kawasaki Er-6N, the Honda CB500F or the Honda PCX 125 are key models for the fairer sex.
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